Mike Tomlinson wrote:


Some of us, having made the necessary additional contributions, have
been able to draw on their gold-plated pensions early and take semi-
retirement abroad. A just reward for many years' hard work.



Even better if you fully retire ;-)

As you say, extra contributions and prudent planning are the secret. Thank
you which ever Chancellor it was who introduced PEPs / ISAs ;-)

I must admit, while I enjoy traveling, I wouldn't like to move aboard.