Your trees will SNAP and your tower will fall down.

Sure, your antenna have little wind load, however,
how much wind load is the TOWER ?

Please inventory your gear for the ESTATE sale !

Luke

Yes trees do sway but as the photos
show they don't sway where the guys are attached.

"Ron" wrote in message ...


Hank Oredson wrote:
"Ed Price" wrote in message
news:Ifpye.27243$ro.18610@fed1read02...

"John" wrote in message
news:Wkmye.61939$%Z2.8135@lakeread08...

If an agent, a representative of an insurance company, sells and the
company accepts a property then anything that happens (if fortuitous, or
accidental) to that property is covered as long as it falls within the
policy language, perils insured against and property covered.

The company can't come back AFTER a loss and deny payment because of
something not defined in the policy. They can't just make it up after
the fact.

73

I'll bet that there's "language in the policy" that is sufficiently vague
and flexible such that the company can stretch a loophole for anything
that it wants. Maybe I'm too paranoid, but the insurance company expects
that an insured property is a normal and typical example of materials and
construction, and that due care was applied to the design. Further, the
property should be in compliance with local existing building codes and
standards.

If you wired half your house with lamp cord, never got a permit, and have
no record of inspection, do you think the company agent should know this
by himself? If the loss is big enough, and especially if there's some
unusual circumstances (fire inspector's report, neighbor's claims), then
the company's lawyers have plenty of room to work in. You may have the
utmost confidence in your own workmanship, but, if the insurance company
is trying to avoid a $500k claim, all they have to do is say "no." So
then what happens? You take the insurance company to court, and they ask
you about your experience in soils engineering, concrete construction,
structural engineering, calculation of wind loading, welding
certifications, experience with lightning protection, etc. They will cut
you up into very small pieces.

Everything unusual about your property should be defined, and if your
agent is still eager to sell you a policy despite your "creative
engineering", then I would start to wonder why the agent is so desperate
to sell policies.



Um ... let me guess ... you don't carry a general liability rider?
Or if you do, you were not careful to read the details?

They are not expensive, and will cover anything ... and can even
cover intentional neglegence by the owner. Every ham with a tower
(or a pool, or horses, or a big dog, or ...) should have one.


Yes but you need everything first insurance with one company and then at
the maximum but the minimums. You pay dearly for a general liability
rider if you take it all into account. Yes you are protected.


Hank, those general riders are expensive, and no, I don't have one. OTOH, I
am not erecting a 75' tower, made with two dissimilar structural systems,
joined together by amateur engineering and welding, a very minimal concrete
base, and held in place with guy wires running to nearby trees and an
illegal encroachment onto someone else's property. The OP wanted our opinion
of his efforts; he got 'em. The extent of my insurance coverage has
absolutely no bearing on the subject of AD5TH's tower project.

--
Ed
WB6WSN
El Cajon, CA USA

I admit I have only read the first few and the last post on this
subject, but I just have to offer my opinions....

This is Amateur Radio. If the insurance companies and the politicians
had their ways, we probably would not do much of any of this.

Here is a fellow who has takes his own unique circumstances and put up
an experimental antenna support. He has chosen to accept the
responsibility of haven chosen to do things differently. He has not
done it the way I would have but only time will tell if he has
fulfilled the structural requirements.

I have been down my own path on towers since the early 1960's and
experienced two failures. It never occurred to me to call the
insurance company. I always made certain that the mess stayed within
the confines of my property.

Every tower project I have done has had at least one significant
aspect that could be improved upon.

The only problems I see with using a tree as a guy point is that it
moves a little and you have to take care to not kill the tree. Dead
trees are unreliable.

In a lot of neighborhoods, land use is negotiable. Out here in the
country I have come to accept that a few cows in the yard are
something that happens from time to time. What constitutes
encroachment is in the eye of the beholder...

I have always wondered about the accepted practice of putting up a 60
foot tower of all the same size sections. It seems to me that the top
half or at least third would be better if it were lighter. It
certainly is not going to see the same stresses as the lower
components.

AD5TH lives in an area that sees some high winds, I hope this bad
experience with the nay sayers does not keep him from sharing his
experiences in the future.

73, de W8CCW

On Sun, 10 Jul 2005 01:55:08 -0700, "Ed Price"
wrote:


Yes but you need everything first insurance with one company and then at
the maximum but the minimums. You pay dearly for a general liability
rider if you take it all into account. Yes you are protected.


Hank, those general riders are expensive, and no, I don't have one. OTOH, I
am not erecting a 75' tower, made with two dissimilar structural systems,
joined together by amateur engineering and welding, a very minimal concrete
base, and held in place with guy wires running to nearby trees and an
illegal encroachment onto someone else's property. The OP wanted our opinion
of his efforts; he got 'em. The extent of my insurance coverage has
absolutely no bearing on the subject of AD5TH's tower project.

We all know that that tower is a pile of junk

who in their right mind would use that sears
tower ontop of the rohn ?

The local elec. guys willl be
stopping by his qth soon to get him to remove
the unapproved guy wires on their pole.